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How to Buy Property in Turkey

Step-by-step guide for foreigners Β· 2026
A deal can close in 1–3 weeks, with the tapu registered in your name
8
steps to close
from search to tapu
1–3
weeks
for the whole deal
+4–7%
costs over price
taxes, appraisal, insurance
4%
title-transfer tax
of declared value
Mandatory for Foreign Buyers
πŸ“‹
SPK valuation
Report from a licensed appraiser
πŸ›‘οΈ
DASK insurance
No transfer without a valid policy
🏦
Pay via bank
Transfer from own account + DAB certificate
Costs on Top of the Price
🧾 Title-transfer tax (tapu harcı)
legally 2%/2%, in practice often the full buyer
4%
πŸ“‹ SPK appraisal
mandatory report for foreigners
$300–500
πŸ—£οΈ Sworn translator
at signing in the land registry
$100–200
πŸ›‘οΈ DASK insurance
annual, mandatory
from $50/yr
The Golden Rule of Payment
βœ“
Allowed: bank transfer from your own account abroad, with a DAB certificate
βœ•
Not allowed: cash settlement β€” it jeopardises the deal and future tax relief
virtoproperty.com Β· Sources: TKGM, DASK, Investropa, Istanbul Attorneys Β· June 2026
For information only β€” not legal advice. Rates and assessed values may change.