Passive rental income? Capital growth? Residence permit? Personal use? The answer determines the country, property type and strategy.
Income / Residency / Plan B / FamilyThe property price is 80–85% of total cost. Add purchase taxes (6–10%), lawyer (1–2%), renovation and furniture (if needed), and 3–6 months of running costs.
Budget 150K? Target properties up to 125–130KMatch your priorities against each market: yield, residency options, personal use, tax implications in your home country. Don't forget resale liquidity.
Spain / Greece / Turkey / Cyprus / Georgia / Thailand / UAEWork only with licensed agencies and independent lawyers. "Independent" means not affiliated with the developer or seller. Check reviews, licensing and experience with international buyers.
Independent lawyer — essentialIs the title clean? No encumbrances or liens? Building permits obtained? Floor plan matches the registry? For off-plan — check the developer's bank guarantee and track record.
Don't pay a deposit before checksReservation + deposit, preliminary contract, main contract at the notary, property registry registration. Timescales: from 4 weeks (Turkey, Georgia) to 2–3 months (Spain, Greece).
4 weeks – 3 monthsShort-term rental: professional operator (commission 15–25% of income). Long-term: letting agent + local emergency contact. Visit the property at least once a year.
Income starts herevirtoproperty.com